How We Give Cash Works
About We Give Cash
We Give Cash is a seven year old service that connects customers with payday loan stores. Their service is extremely fast and provides customers with a quick way of accessing money when they need it. Backed up by a team of top-notch specialists, the company focuses on speed of service and confidentiality of transactions.
Credit history checks
We Give Cash is not a lender and will not perform any credit checks. Their sole purpose is to match the customer against a payday loan store. Most lenders will not perform a traditional credit history check with the three bureaus, but might consult third party reporting agencies to review your past loan history. A bad credit score will, most likely, not influence your eligibility for a payday loan.
Maximum amount offered
Depending on several factors, We Give Cash can offer you between $100 and $1,500. Returning customers, for example, are eligible for larger and cheaper credits than first time users. Also, there can be state regulations imposing a cap on the maximum amount. California seems to be the most restrictive state, where customers can only get as little as $255.
Speed of service
We Give Cash works with some of the few payday loan stores that can wire the cash to your bank account in as little as one hour. If you apply on a weekend or holiday and get approved, you will receive the funds the next business day. You should contact your bank’s ACH for clarifications if you have applied during the lender’s business hours and haven’t received the funds by the end of the next day.
Costs involved
We Give Cash prides itself in not having any hidden fees. All costs will be explicitly stated by the lender you are matched with in a clear and non ambiguous way. You will know exactly how much you have to pay back at the very moment you sign the digital contract. The exact amounts depend on the lender’s fee schedule and will be communicated to you after you fill in the application and are matched against a loan store.
Ability to refinance or extend loans
Most, if not all lenders will allow you refinance your loans. If you cannot pay the loan in full by the maturity date, you can carry over the amount left to the next period for a modest fee. Again, the exact terms, conditions and rates depend on the lender’s policy, but also state regulations. In Alabama, for example, you cannot refinance a payday loan, but can get a new one the very moment you have paid your debt in full.
Overall look and feel
We Give Cash is a solid company, operating online for more than seven years and has a great customer support division. They have matched a huge number of customers with payday loan stores. Following the saying “that many people can’t go wrong”, we can only recommend them warmly for your short term financing needs.
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